Pengaruh Pendapatan Murabahah dan Ijarah Terhadap Profitabilitas
Abstract
This study aims to determine the development of the income murabahah, ijarah and profitability to research the influence of it at PT. Bank Syariah Mandiri. The method are used as descriptive and verification methods. The data are used secondary of financial statements in 2013-2015 with documendation data and literature study. In this design, it tests hypothesis using normality test, multocoloniarity, heterokedastisitas test, aoutocorrelation test, multiple linear regression equation, correlation coefficient, coefficient of determination, t-test and F test. The results of this study has multiple linear regression equation Y = 1,661 – 0,038 X1 + 0,0015 X2, the correlation of value shows 53,5% which indicates between the income murabahah and ijarah to profitability. Income of Murabahah is negative effects of the profitabilitiy and it is not significant in a partial while ijarah influences positive effects and it is not significant in a patial of the profitability. The
Income murabahah and ijarah affects the profitability simultan eously by 28,6% while the remaining is 71,4% whic is influenced by other factor not examined. For further research, it is recommended to conduct research in other factors that affects to the profitability.
