Analisis Regresi Data Berkala Pembiayaan Murabahah, NPF, BOPO dan Rentabilitas Perbankan Syariah

(Studi kasus pada Bjb Syariah Periode 2011-2015)

Abstract

The purpose of this research is to analyze the influence of the Murabahah Financing, Non Performing Financing (NPF), Operational Efficiency Ratio (BOPO), to Return on Asset (ROA) in sharia banking (case study in Bjb Syariah). The analysis method used is time series regression with Error Correction Mechanism approach (ECM). The result of this study shows that in long term equation: Non Performing Financing (NPF) and BOPO have significant negative influence to Return on Asset (ROA). And Murabahah Financing is significant positive influence to Return on Asset (ROA). While in short term equation shows that Murabahah Financing does not influence to Return on Asset (ROA).