Analisis Struktur Pembiayaan dan Pengaruhnya Terhadap Profitabilitas Bank pada Bank BJB Syariah

Abstract

 The basis of this research is the development of structures in bank financing bjb sharia fluctuate so that it can affect the profitability of banks, namely ROA. The purpose of this study was to analyze the structure of financing and the impact on profitability at bjb sharia bank. The method used in this research is descriptive and verification methods. The population in this reseach is bjb Bank Syariah. The sample in this study is the annual financial statements of Bank BJB Syariah using purposive sampling technique. The data used is secondary data. The method of analysis used in the study is a simple linear regression analysis. Based on the research results show that the financing structure effect on profitability. Conclusions on the hypothesis done by observing the coefficient of determination by considering the test results significantly by t-test significance level, which beforehand had been performed classical assumption as Normality Test, and Test Heteroskidastity. All statistical calculations in this study were performed using SPSS version 23.0