Analisis BI Rate dan Bagi Hasil Terhadap Pertumbuhan Produk Deposito Mudharabah Perbankan Syariah di Indonesia
The Government's effort to encourage the development of sharia banks is implemented by observing that some Muslim communities in Indonesia are looking forward to a sound and reliable Islamic banking system to accommodate their need for banking services in accordance with sharia principles. The development of sharia banking is also aimed at increasing the mobilization of public funds that have not been served by the conventional banking system. In addition, in line with banking restructuring efforts, the development of sharia banks is an alternative bank service system with various advantages they have. The impact of these efforts affects the BI Rate and the profit sharing on the growth of mudharabah deposits. The results showed that (1) BI rate has a strong relationship to the growth of mudharobah deposit by 4.35%. This is in line with the granger causality test results in which the BI Rate has a causal relationship with Deposits, (2) Profit sharing has a strong relationship to the growth of mudharobah deposits of 3.55%. This is in line with the granger causality test results where the profit share has a causal relationship with Time Deposit, and (3) BI rate is more dominant in influencing the growth of mudharobbah deposits compared to the profit-sharing variant.